The Atlantic hurricane season runs from June 1 to November 30. NOAA’s 2026 outlook called for a below-normal season: 8 to 14 named storms, 3 to 6 hurricanes and 1 to 3 major hurricanes. It takes only one storm to damage a roof, so prepare the same way every year.
Before a storm
- Photograph the roof now. Dated photos of a roof in good shape make a claim much easier.
- Look for loose, lifted or missing shingles, cracked tiles, and exposed nail heads. Use binoculars from the ground rather than climbing.
- Check flashing around chimneys, vents and walls.
- Clear gutters and downspouts so water drains away from the fascia.
- Trim branches that hang over the roof.
- Find your roof’s age and permit date. Your county or city permit records show it, and your insurer will ask.
- Get a wind mitigation inspection if you don’t have a current one. It can lower your premium. How it works.
After a storm
- Stay off the roof. Document damage from the ground and inside the attic.
- Tarp active leaks and keep receipts.
- Report the claim within the deadline. Florida claim deadlines.
- Hire only a licensed roofer. Check the license.
- Turn away anyone offering to cover your deductible. It’s illegal.
Replacing before the season?
Most reroofs of site-built Florida homes must include a secondary water barrier and upgraded deck attachment, which is exactly what helps in a storm. If your roof is near the end of its life, spring is the best time to replace it, before storm demand fills contractors’ calendars.
See what a new roof would cost
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Frequently asked questions
When is hurricane season in Florida?
The Atlantic hurricane season runs from June 1 to November 30.
What did NOAA predict for the 2026 hurricane season?
NOAA predicted a below-normal season with 8 to 14 named storms, 3 to 6 hurricanes and 1 to 3 major hurricanes.
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