Florida roof guides
Florida has its own roof rules, from insurance roof-age limits to hurricane code. Start here before you get quotes.
Is your insurance company forcing a new roof?
What Florida law says about roof age and homeowners insurance, how the 15-year rule and the 25% repair rule work, and what to do before you sign a roofing contract.
Wind mitigation inspections and insurance discounts in Florida
How Florida’s wind mitigation form (OIR-B1-1802) works, which roof features earn premium credits, how long the report lasts, and why a new roof is the best time to get one.
My Safe Florida Home: grants for roof hardening
Who qualifies for Florida’s My Safe Florida Home grant, how the income tiers and matching work, which roof upgrades count, and the mistake that can void the grant.
Shingle vs. metal vs. tile roofs in Florida
Florida roof materials compared: installed cost per square, lifespan in Florida heat, hurricane performance, weight and insurance, with a plain answer on which fits which home.
Roof replacement cost in Florida by region
What a new roof costs in Florida in 2026 by material and region, why South Florida runs higher, the hidden costs in most quotes, and how to compare bids.
Roof cost by county
Local price ranges, hurricane zone status and permit notes for all 67 Florida counties.