Short answer: A metal roof-over on a Florida single-wide usually costs $3,000 to $6,000, and $5,000 to $10,000 on a double-wide. A full tear-off and replacement runs about $5,000 to $8,000 for a single-wide and $8,000 to $15,000 for a double-wide.
Florida mobile home roof prices
These ranges come from Florida roofers’ published 2026 pricing, checked against national cost guides. National figures run lower than Florida quotes, mostly because of wind requirements and labor costs here.
| Option | Single-wide | Double-wide |
|---|---|---|
| Metal roof-over | $3,000 to $6,000 | $5,000 to $10,000 |
| Full tear-off and replacement | $5,000 to $8,000 | $8,000 to $15,000 |
| TPO or EPDM membrane | About $4 to $7 per square foot | |
| Permit | About $150 to $400, set by your county or city | |
Roof-over vs. tear-off
- Roof-over installs a new metal roof over the existing one on its own frame. It is usually cheaper, adds some insulation and pitch for drainage, and avoids a messy tear-off. Florida’s mobile home repair rules require roof-overs to be free standing and self-supporting, with only the flashing attached to the home.
- Tear-off removes the old roof down to the frame. It costs more but lets the crew fix rotten decking and framing, which is common after years of leaks.
- Coating seals an existing metal or membrane roof. It is the cheapest option but only buys time on a roof that is still sound.
Florida wind zones for mobile homes
HUD sets wind zones for manufactured homes. In Florida, these counties are in Wind Zone III, the strictest: Broward, Charlotte, Collier, Miami-Dade, Franklin, Gulf, Hendry, Lee, Martin, Manatee, Monroe, Palm Beach, Pinellas and Sarasota. The rest of the state is Wind Zone II. Your data plate, usually inside a kitchen cabinet or near the main panel, shows the zone your home was built for.
Permits and rules
- Florida’s mobile home repair code requires repair materials and design to be equal to the original construction.
- Permit rules are set locally. Charlotte County, for example, requires a building permit for aluminum roof-overs and for roof system repairs beyond minor work. Call your county building department before you sign.
- If you live in a mobile home park or community, check its rules too. Many require approval of materials and colors.
- Check the contractor’s license at MyFloridaLicense.com.
Insurance
Mobile home insurers in Florida often look closely at roof age and condition. A new roof-over or replacement can help with coverage. Keep the permit, final inspection and contractor invoice, since the insurer may ask for them.
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Frequently asked questions
How much does a metal roof-over cost on a mobile home in Florida?
Florida roofers typically quote $3,000 to $6,000 for a single-wide and $5,000 to $10,000 for a double-wide. Size, pitch, and whether rotten framing needs repair first drive the final price.
Is a roof-over better than replacing a mobile home roof?
A roof-over is usually cheaper and adds insulation and drainage. A tear-off costs more but lets the crew repair rotten decking and framing. If the existing roof has leaked for a long time, a tear-off is often the safer choice.
Do I need a permit to replace a mobile home roof in Florida?
Often yes, but it depends on your county or city. Some counties require a permit for any roof-over and for roof repairs beyond minor work. Call your local building department before work starts.
What wind zone is my mobile home in?
Check the data plate inside the home. In Florida, HUD places 14 coastal counties, including Broward, Miami-Dade, Palm Beach, Lee and Pinellas, in Wind Zone III. The rest of the state is Wind Zone II.
Related Florida roof guides
- Is your insurance company forcing a new roof?
- Wind mitigation inspections and insurance discounts in Florida
- My Safe Florida Home: grants for roof hardening
- Shingle vs. metal vs. tile roofs in Florida
- Roof replacement cost in Florida by region
- Roof repair cost in Florida
- Roof inspection cost in Florida
- Roof inspection for insurance in Florida
- Roof replacement cost by Florida county
Sources
- Mobile Home Roof Replacement in Florida: Cost, Materials and What to Know (Goliath Roofing)
- Mobile Home Roof Replacement Costs in Florida (PITCH Roofing)
- Mobile Home Roof Replacement Cost (HomeGuide)
- Mobile Home Roof Replacement Cost (Fixr)
- 24 CFR 3280.305, Structural design requirements (eCFR)
- Fla. Admin. Code R. 15C-2.0081 (Cornell LII)
- Mobile and Manufactured Home Permit Requirements (Charlotte County)